Veterans with full entitlement have no VA loan limit in Alaska. With reduced entitlement, 2026 county limits in Alaska range from $1,249,125 to $1,249,125 (Aleutians East Borough).
How VA limits work
Since 2020, the VA does not cap loans for borrowers with full entitlement. If you have an active VA loan, or a past one whose entitlement wasn’t restored (reduced entitlement), the VA guarantees up to 25% of the county limit minus the entitlement already used. Above that, you may need a down payment.
2026 county limits in Alaska (reduced entitlement)
| County | VA / conforming limit | FHA limit |
|---|---|---|
| Aleutians East Borough | $1,249,125 | $541,287 |
| Aleutians West Census Area | $1,249,125 | $585,350 |
| Anchorage Municipality | $1,249,125 | $541,287 |
| Bethel Census Area | $1,249,125 | $541,287 |
| Bristol Bay Borough | $1,249,125 | $541,287 |
| Chugach Census Area | $1,249,125 | $541,287 |
| Copper River Census Area | $1,249,125 | $541,287 |
| Denali Borough | $1,249,125 | $541,287 |
| Dillingham Census Area | $1,249,125 | $541,287 |
| Fairbanks North Star Borough | $1,249,125 | $541,287 |
| Haines Borough | $1,249,125 | $541,287 |
| Hoonah-Angoon Census Area | $1,249,125 | $541,287 |
| Juneau City and Borough | $1,249,125 | $596,850 |
| Kenai Peninsula Borough | $1,249,125 | $541,287 |
| Ketchikan Gateway Borough | $1,249,125 | $541,287 |
| Kodiak Island Borough | $1,249,125 | $541,650 |
| Kusilvak Census Area | $1,249,125 | $541,287 |
| Lake and Peninsula Borough | $1,249,125 | $541,287 |
| Matanuska-Susitna Borough | $1,249,125 | $541,287 |
| Nome Census Area | $1,249,125 | $541,287 |
| North Slope Borough | $1,249,125 | $541,287 |
| Northwest Arctic Borough | $1,249,125 | $541,287 |
| Petersburg Borough | $1,249,125 | $541,287 |
| Prince of Wales-Hyder Census Area | $1,249,125 | $541,287 |
| Sitka City and Borough | $1,249,125 | $586,500 |
| Skagway Municipality | $1,249,125 | $541,287 |
| Southeast Fairbanks Census Area | $1,249,125 | $541,287 |
| Wrangell City and Borough | $1,249,125 | $541,287 |
| Yakutat City and Borough | $1,249,125 | $541,287 |
| Yukon-Koyukuk Census Area | $1,249,125 | $541,287 |
Source: FHFA 2026 conforming loan limits, which the VA uses as county limits; HUD CY2026 FHA limits. Not lending advice.
Frequently asked questions
Is there a VA loan limit in Alaska?
Veterans with full entitlement have no VA loan limit in Alaska. With reduced entitlement, 2026 county limits in Alaska range from $1,249,125 to $1,249,125 (Aleutians East Borough).
What is the maximum VA loan for 2026?
No maximum with full entitlement. With reduced entitlement, the baseline county limit is $832,750, higher in high-cost counties.