Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in West Virginia range from $122,800 to $147,650 for a 1–4 person household, depending on the county.
$147,650highest county limit
All West Virginia counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Barbour County | $122,800 | $162,100 |
| Berkeley County | $122,800 | $162,100 |
| Boone County | $122,800 | $162,100 |
| Braxton County | $122,800 | $162,100 |
| Brooke County | $122,800 | $162,100 |
| Cabell County | $122,800 | $162,100 |
| Calhoun County | $122,800 | $162,100 |
| Clay County | $122,800 | $162,100 |
| Doddridge County | $122,800 | $162,100 |
| Fayette County | $122,800 | $162,100 |
| Gilmer County | $122,800 | $162,100 |
| Grant County | $122,800 | $162,100 |
| Greenbrier County | $122,800 | $162,100 |
| Hampshire County | $130,100 | $171,750 |
| Hancock County | $122,800 | $162,100 |
| Hardy County | $122,800 | $162,100 |
| Harrison County | $122,800 | $162,100 |
| Jackson County | $122,800 | $162,100 |
| Jefferson County | $147,650 | $194,900 |
| Kanawha County | $122,800 | $162,100 |
| Lewis County | $122,800 | $162,100 |
| Lincoln County | $122,800 | $162,100 |
| Logan County | $122,800 | $162,100 |
| Marion County | $122,800 | $162,100 |
| Marshall County | $122,800 | $162,100 |
| Mason County | $122,800 | $162,100 |
| McDowell County | $122,800 | $162,100 |
| Mercer County | $122,800 | $162,100 |
| Mineral County | $122,800 | $162,100 |
| Mingo County | $122,800 | $162,100 |
| Monongalia County | $122,800 | $162,100 |
| Monroe County | $122,800 | $162,100 |
| Morgan County | $122,800 | $162,100 |
| Nicholas County | $122,800 | $162,100 |
| Ohio County | $122,800 | $162,100 |
| Pendleton County | $122,800 | $162,100 |
| Pleasants County | $122,800 | $162,100 |
| Pocahontas County | $122,800 | $162,100 |
| Preston County | $122,800 | $162,100 |
| Putnam County | $122,800 | $162,100 |
| Raleigh County | $122,800 | $162,100 |
| Randolph County | $122,800 | $162,100 |
| Ritchie County | $122,800 | $162,100 |
| Roane County | $122,800 | $162,100 |
| Summers County | $122,800 | $162,100 |
| Taylor County | $122,800 | $162,100 |
| Tucker County | $122,800 | $162,100 |
| Tyler County | $122,800 | $162,100 |
| Upshur County | $122,800 | $162,100 |
| Wayne County | $122,800 | $162,100 |
| Webster County | $122,800 | $162,100 |
| Wetzel County | $122,800 | $162,100 |
| Wirt County | $122,800 | $162,100 |
| Wood County | $122,800 | $162,100 |
| Wyoming County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in West Virginia?
FY2026 USDA guaranteed loan income limits in West Virginia range from $122,800 to $147,650 for a 1–4 person household, depending on the county.