Most common limit (1–4 people)
$128,650
FY2026 USDA guaranteed loan income limits in Washington range from $122,800 to $179,050 for a 1–4 person household, depending on the county.
$179,050highest county limit
All Washington counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Adams County | $128,650 | $169,850 |
| Asotin County | $122,800 | $162,100 |
| Benton County | $128,650 | $169,850 |
| Chelan County | $128,650 | $169,850 |
| Clallam County | $128,650 | $169,850 |
| Clark County | $147,550 | $194,800 |
| Columbia County | $128,650 | $169,850 |
| Cowlitz County | $128,650 | $169,850 |
| Douglas County | $128,650 | $169,850 |
| Ferry County | $128,650 | $169,850 |
| Franklin County | $128,650 | $169,850 |
| Garfield County | $128,650 | $169,850 |
| Grant County | $128,650 | $169,850 |
| Grays Harbor County | $128,650 | $169,850 |
| Island County | $128,650 | $169,850 |
| Jefferson County | $128,650 | $169,850 |
| King County | $179,050 | $236,350 |
| Kitsap County | $149,050 | $196,750 |
| Kittitas County | $128,650 | $169,850 |
| Klickitat County | $128,650 | $169,850 |
| Lewis County | $128,650 | $169,850 |
| Lincoln County | $128,650 | $169,850 |
| Mason County | $128,650 | $169,850 |
| Okanogan County | $128,650 | $169,850 |
| Pacific County | $128,650 | $169,850 |
| Pend Oreille County | $128,650 | $169,850 |
| Pierce County | $146,400 | $193,250 |
| San Juan County | $130,100 | $171,750 |
| Skagit County | $138,200 | $182,450 |
| Skamania County | $147,550 | $194,800 |
| Snohomish County | $179,050 | $236,350 |
| Spokane County | $128,650 | $169,850 |
| Stevens County | $128,650 | $169,850 |
| Thurston County | $141,250 | $186,450 |
| Wahkiakum County | $128,650 | $169,850 |
| Walla Walla County | $128,650 | $169,850 |
| Whatcom County | $137,050 | $180,950 |
| Whitman County | $128,650 | $169,850 |
| Yakima County | $128,650 | $169,850 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Washington?
FY2026 USDA guaranteed loan income limits in Washington range from $122,800 to $179,050 for a 1–4 person household, depending on the county.