Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Virginia range from $122,800 to $153,550 for a 1–4 person household, depending on the county.
$153,550highest county limit
All Virginia counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Accomack County | $122,800 | $162,100 |
| Albemarle County | $153,550 | $202,700 |
| Alexandria city | $153,550 | $202,700 |
| Amelia County | $130,550 | $172,350 |
| Amherst County | $122,800 | $162,100 |
| Appomattox County | $122,800 | $162,100 |
| Arlington County | $153,550 | $202,700 |
| Augusta County | $122,800 | $162,100 |
| Bath County | $122,800 | $162,100 |
| Bedford County | $122,800 | $162,100 |
| Bland County | $122,800 | $162,100 |
| Botetourt County | $122,800 | $162,100 |
| Bristol city | $122,800 | $162,100 |
| Brunswick County | $122,800 | $162,100 |
| Buchanan County | $122,800 | $162,100 |
| Buckingham County | $122,800 | $162,100 |
| Campbell County | $122,800 | $162,100 |
| Caroline County | $124,400 | $164,250 |
| Carroll County | $122,800 | $162,100 |
| Charles City County | $130,550 | $172,350 |
| Charlotte County | $122,800 | $162,100 |
| Charlottesville city | $153,550 | $202,700 |
| Chesterfield County | $130,550 | $172,350 |
| Clarke County | $153,550 | $202,700 |
| Colonial Heights city | $130,550 | $172,350 |
| Craig County | $122,800 | $162,100 |
| Culpeper County | $138,700 | $183,100 |
| Cumberland County | $122,800 | $162,100 |
| Danville city | $122,800 | $162,100 |
| Dickenson County | $122,800 | $162,100 |
| Dinwiddie County | $130,550 | $172,350 |
| Emporia city | $122,800 | $162,100 |
| Essex County | $122,800 | $162,100 |
| Fairfax County | $153,550 | $202,700 |
| Fairfax city | $153,550 | $202,700 |
| Falls Church city | $153,550 | $202,700 |
| Fauquier County | $153,550 | $202,700 |
| Floyd County | $122,800 | $162,100 |
| Fluvanna County | $153,550 | $202,700 |
| Franklin County | $122,800 | $162,100 |
| Franklin city | $122,800 | $162,100 |
| Frederick County | $130,100 | $171,750 |
| Fredericksburg city | $153,550 | $202,700 |
| Galax city | $122,800 | $162,100 |
| Giles County | $122,800 | $162,100 |
| Goochland County | $130,550 | $172,350 |
| Grayson County | $122,800 | $162,100 |
| Greene County | $153,550 | $202,700 |
| Greensville County | $122,800 | $162,100 |
| Halifax County | $122,800 | $162,100 |
| Hanover County | $130,550 | $172,350 |
| Harrisonburg city | $122,800 | $162,100 |
| Henrico County | $130,550 | $172,350 |
| Henry County | $122,800 | $162,100 |
| Highland County | $122,800 | $162,100 |
| Hopewell city | $130,550 | $172,350 |
| King George County | $153,550 | $202,700 |
| King William County | $130,550 | $172,350 |
| King and Queen County | $122,800 | $162,100 |
| Lancaster County | $122,800 | $162,100 |
| Lee County | $122,800 | $162,100 |
| Loudoun County | $153,550 | $202,700 |
| Louisa County | $123,050 | $162,450 |
| Lunenburg County | $122,800 | $162,100 |
| Lynchburg city | $122,800 | $162,100 |
| Madison County | $122,800 | $162,100 |
| Manassas Park city | $153,550 | $202,700 |
| Manassas city | $153,550 | $202,700 |
| Martinsville city | $122,800 | $162,100 |
| Mecklenburg County | $122,800 | $162,100 |
| Middlesex County | $122,800 | $162,100 |
| Montgomery County | $137,550 | $181,600 |
| Nelson County | $153,550 | $202,700 |
| New Kent County | $130,550 | $172,350 |
| Northampton County | $122,800 | $162,100 |
| Northumberland County | $122,800 | $162,100 |
| Norton city | $122,800 | $162,100 |
| Nottoway County | $122,800 | $162,100 |
| Orange County | $134,000 | $176,900 |
| Page County | $122,800 | $162,100 |
| Patrick County | $122,800 | $162,100 |
| Petersburg city | $130,550 | $172,350 |
| Pittsylvania County | $122,800 | $162,100 |
| Powhatan County | $130,550 | $172,350 |
| Prince Edward County | $122,800 | $162,100 |
| Prince George County | $130,550 | $172,350 |
| Prince William County | $153,550 | $202,700 |
| Pulaski County | $122,800 | $162,100 |
| Radford city | $137,550 | $181,600 |
| Rappahannock County | $124,550 | $164,450 |
| Richmond County | $122,800 | $162,100 |
| Richmond city | $130,550 | $172,350 |
| Roanoke County | $122,800 | $162,100 |
| Roanoke city | $122,800 | $162,100 |
| Rockingham County | $122,800 | $162,100 |
| Russell County | $122,800 | $162,100 |
| Salem city | $122,800 | $162,100 |
| Scott County | $122,800 | $162,100 |
| Shenandoah County | $122,800 | $162,100 |
| Smyth County | $122,800 | $162,100 |
| Southampton County | $122,800 | $162,100 |
| Spotsylvania County | $153,550 | $202,700 |
| Stafford County | $153,550 | $202,700 |
| Staunton city | $122,800 | $162,100 |
| Surry County | $122,800 | $162,100 |
| Sussex County | $130,550 | $172,350 |
| Tazewell County | $122,800 | $162,100 |
| Warren County | $122,800 | $162,100 |
| Washington County | $122,800 | $162,100 |
| Waynesboro city | $122,800 | $162,100 |
| Westmoreland County | $122,800 | $162,100 |
| Winchester city | $130,100 | $171,750 |
| Wise County | $122,800 | $162,100 |
| Wythe County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Virginia?
FY2026 USDA guaranteed loan income limits in Virginia range from $122,800 to $153,550 for a 1–4 person household, depending on the county.