Most common limit (1–4 people)
$124,350
FY2026 USDA guaranteed loan income limits in Vermont range from $124,350 to $149,300 for a 1–4 person household, depending on the county.
$149,300highest county limit
All Vermont counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Addison County | $133,550 | $176,300 |
| Bennington County | $125,200 | $165,300 |
| Caledonia County | $124,350 | $164,150 |
| Chittenden County | $149,300 | $197,100 |
| Essex County | $124,350 | $164,150 |
| Franklin County | $149,300 | $197,100 |
| Grand Isle County | $149,300 | $197,100 |
| Lamoille County | $124,350 | $164,150 |
| Orange County | $124,350 | $164,150 |
| Orleans County | $124,350 | $164,150 |
| Rutland County | $124,350 | $164,150 |
| Washington County | $131,100 | $173,100 |
| Windham County | $124,350 | $164,150 |
| Windsor County | $126,150 | $166,550 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Vermont?
FY2026 USDA guaranteed loan income limits in Vermont range from $124,350 to $149,300 for a 1–4 person household, depending on the county.