Most common limit (1–4 people)
$128,950
FY2026 USDA guaranteed loan income limits in Utah range from $128,950 to $153,550 for a 1–4 person household, depending on the county.
$153,550highest county limit
All Utah counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Beaver County | $128,950 | $170,250 |
| Box Elder County | $128,950 | $170,250 |
| Cache County | $128,950 | $170,250 |
| Carbon County | $128,950 | $170,250 |
| Daggett County | $128,950 | $170,250 |
| Davis County | $138,600 | $183,000 |
| Duchesne County | $128,950 | $170,250 |
| Emery County | $128,950 | $170,250 |
| Garfield County | $128,950 | $170,250 |
| Grand County | $128,950 | $170,250 |
| Iron County | $128,950 | $170,250 |
| Juab County | $137,050 | $180,950 |
| Kane County | $128,950 | $170,250 |
| Millard County | $128,950 | $170,250 |
| Morgan County | $138,600 | $183,000 |
| Piute County | $128,950 | $170,250 |
| Rich County | $128,950 | $170,250 |
| Salt Lake County | $145,050 | $191,500 |
| San Juan County | $128,950 | $170,250 |
| Sanpete County | $128,950 | $170,250 |
| Sevier County | $128,950 | $170,250 |
| Summit County | $153,550 | $202,700 |
| Tooele County | $139,500 | $184,150 |
| Uintah County | $128,950 | $170,250 |
| Utah County | $137,050 | $180,950 |
| Wasatch County | $153,550 | $202,700 |
| Washington County | $128,950 | $170,250 |
| Wayne County | $128,950 | $170,250 |
| Weber County | $138,600 | $183,000 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Utah?
FY2026 USDA guaranteed loan income limits in Utah range from $128,950 to $153,550 for a 1–4 person household, depending on the county.