Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in South Carolina range from $122,800 to $135,150 for a 1–4 person household, depending on the county.
$135,150highest county limit
All South Carolina counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Abbeville County | $122,800 | $162,100 |
| Aiken County | $122,800 | $162,100 |
| Allendale County | $122,800 | $162,100 |
| Anderson County | $122,800 | $162,100 |
| Bamberg County | $122,800 | $162,100 |
| Barnwell County | $122,800 | $162,100 |
| Beaufort County | $129,950 | $171,550 |
| Berkeley County | $135,150 | $178,400 |
| Calhoun County | $122,800 | $162,100 |
| Charleston County | $135,150 | $178,400 |
| Cherokee County | $122,800 | $162,100 |
| Chester County | $122,800 | $162,100 |
| Chesterfield County | $122,800 | $162,100 |
| Clarendon County | $122,800 | $162,100 |
| Colleton County | $122,800 | $162,100 |
| Darlington County | $122,800 | $162,100 |
| Dillon County | $122,800 | $162,100 |
| Dorchester County | $135,150 | $178,400 |
| Edgefield County | $122,800 | $162,100 |
| Fairfield County | $122,800 | $162,100 |
| Florence County | $122,800 | $162,100 |
| Georgetown County | $122,800 | $162,100 |
| Greenville County | $122,800 | $162,100 |
| Greenwood County | $122,800 | $162,100 |
| Hampton County | $122,800 | $162,100 |
| Jasper County | $122,800 | $162,100 |
| Kershaw County | $122,800 | $162,100 |
| Lancaster County | $122,800 | $162,100 |
| Laurens County | $122,800 | $162,100 |
| Lee County | $122,800 | $162,100 |
| Lexington County | $122,800 | $162,100 |
| Marion County | $122,800 | $162,100 |
| Marlboro County | $122,800 | $162,100 |
| McCormick County | $122,800 | $162,100 |
| Newberry County | $122,800 | $162,100 |
| Oconee County | $122,800 | $162,100 |
| Orangeburg County | $122,800 | $162,100 |
| Pickens County | $122,800 | $162,100 |
| Richland County | $122,800 | $162,100 |
| Saluda County | $122,800 | $162,100 |
| Spartanburg County | $122,800 | $162,100 |
| Sumter County | $122,800 | $162,100 |
| Union County | $122,800 | $162,100 |
| Williamsburg County | $122,800 | $162,100 |
| York County | $135,000 | $178,200 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in South Carolina?
FY2026 USDA guaranteed loan income limits in South Carolina range from $122,800 to $135,150 for a 1–4 person household, depending on the county.