Most common limit (1–4 people)
$131,450
FY2026 USDA guaranteed loan income limits in Rhode Island range from $131,450 to $131,450 for a 1–4 person household, depending on the county.
$131,450highest county limit
All Rhode Island counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Bristol County | $131,450 | $173,550 |
| Kent County | $131,450 | $173,550 |
| Newport County | $131,450 | $173,550 |
| Providence County | $131,450 | $173,550 |
| Washington County | $131,450 | $173,550 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Rhode Island?
FY2026 USDA guaranteed loan income limits in Rhode Island range from $131,450 to $131,450 for a 1–4 person household, depending on the county.