Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Pennsylvania range from $122,800 to $141,100 for a 1–4 person household, depending on the county.
$141,100highest county limit
All Pennsylvania counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Adams County | $122,850 | $162,200 |
| Allegheny County | $126,950 | $167,600 |
| Armstrong County | $122,800 | $162,100 |
| Beaver County | $126,950 | $167,600 |
| Bedford County | $122,800 | $162,100 |
| Berks County | $122,800 | $162,100 |
| Blair County | $122,800 | $162,100 |
| Bradford County | $122,800 | $162,100 |
| Bucks County | $141,100 | $186,300 |
| Butler County | $126,950 | $167,600 |
| Cambria County | $122,800 | $162,100 |
| Cameron County | $122,800 | $162,100 |
| Carbon County | $122,800 | $162,100 |
| Centre County | $136,050 | $179,600 |
| Chester County | $141,100 | $186,300 |
| Clarion County | $122,800 | $162,100 |
| Clearfield County | $122,800 | $162,100 |
| Clinton County | $122,800 | $162,100 |
| Columbia County | $122,800 | $162,100 |
| Crawford County | $122,800 | $162,100 |
| Cumberland County | $125,700 | $165,950 |
| Dauphin County | $125,700 | $165,950 |
| Delaware County | $141,100 | $186,300 |
| Elk County | $122,800 | $162,100 |
| Erie County | $122,800 | $162,100 |
| Fayette County | $126,950 | $167,600 |
| Forest County | $122,800 | $162,100 |
| Franklin County | $122,800 | $162,100 |
| Fulton County | $122,800 | $162,100 |
| Greene County | $122,800 | $162,100 |
| Huntingdon County | $122,800 | $162,100 |
| Indiana County | $122,800 | $162,100 |
| Jefferson County | $122,800 | $162,100 |
| Juniata County | $122,800 | $162,100 |
| Lackawanna County | $122,800 | $162,100 |
| Lancaster County | $125,550 | $165,750 |
| Lawrence County | $122,800 | $162,100 |
| Lebanon County | $122,800 | $162,100 |
| Lehigh County | $122,800 | $162,100 |
| Luzerne County | $122,800 | $162,100 |
| Lycoming County | $122,800 | $162,100 |
| McKean County | $122,800 | $162,100 |
| Mercer County | $122,800 | $162,100 |
| Mifflin County | $122,800 | $162,100 |
| Monroe County | $122,800 | $162,100 |
| Montgomery County | $141,100 | $186,300 |
| Montour County | $122,800 | $162,100 |
| Northampton County | $122,800 | $162,100 |
| Northumberland County | $122,800 | $162,100 |
| Perry County | $125,700 | $165,950 |
| Philadelphia County | $141,100 | $186,300 |
| Pike County | $122,800 | $162,100 |
| Potter County | $122,800 | $162,100 |
| Schuylkill County | $122,800 | $162,100 |
| Snyder County | $122,800 | $162,100 |
| Somerset County | $122,800 | $162,100 |
| Sullivan County | $122,800 | $162,100 |
| Susquehanna County | $122,800 | $162,100 |
| Tioga County | $122,800 | $162,100 |
| Union County | $122,800 | $162,100 |
| Venango County | $122,800 | $162,100 |
| Warren County | $122,800 | $162,100 |
| Washington County | $126,950 | $167,600 |
| Wayne County | $122,800 | $162,100 |
| Westmoreland County | $126,950 | $167,600 |
| Wyoming County | $122,800 | $162,100 |
| York County | $122,800 | $162,100 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Pennsylvania?
FY2026 USDA guaranteed loan income limits in Pennsylvania range from $122,800 to $141,100 for a 1–4 person household, depending on the county.