Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Oregon range from $122,800 to $147,550 for a 1–4 person household, depending on the county.
$147,550highest county limit
All Oregon counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Baker County | $122,800 | $162,100 |
| Benton County | $143,750 | $189,750 |
| Clackamas County | $147,550 | $194,800 |
| Clatsop County | $122,800 | $162,100 |
| Columbia County | $147,550 | $194,800 |
| Coos County | $122,800 | $162,100 |
| Crook County | $122,800 | $162,100 |
| Curry County | $122,800 | $162,100 |
| Deschutes County | $138,200 | $182,450 |
| Douglas County | $122,800 | $162,100 |
| Gilliam County | $122,800 | $162,100 |
| Grant County | $122,800 | $162,100 |
| Harney County | $122,800 | $162,100 |
| Hood River County | $135,150 | $178,400 |
| Jackson County | $122,800 | $162,100 |
| Jefferson County | $122,800 | $162,100 |
| Josephine County | $122,800 | $162,100 |
| Klamath County | $122,800 | $162,100 |
| Lake County | $122,800 | $162,100 |
| Lane County | $122,800 | $162,100 |
| Lincoln County | $122,800 | $162,100 |
| Linn County | $122,800 | $162,100 |
| Malheur County | $122,800 | $162,100 |
| Marion County | $122,800 | $162,100 |
| Morrow County | $122,800 | $162,100 |
| Multnomah County | $147,550 | $194,800 |
| Polk County | $122,800 | $162,100 |
| Sherman County | $122,800 | $162,100 |
| Tillamook County | $122,800 | $162,100 |
| Umatilla County | $122,800 | $162,100 |
| Union County | $122,800 | $162,100 |
| Wallowa County | $122,800 | $162,100 |
| Wasco County | $122,800 | $162,100 |
| Washington County | $147,550 | $194,800 |
| Wheeler County | $122,800 | $162,100 |
| Yamhill County | $147,550 | $194,800 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Oregon?
FY2026 USDA guaranteed loan income limits in Oregon range from $122,800 to $147,550 for a 1–4 person household, depending on the county.