Most common limit (1–4 people)
$155,700
FY2026 USDA guaranteed loan income limits in Massachusetts range from $155,700 to $209,450 for a 1–4 person household, depending on the county.
$209,450highest county limit
All Massachusetts counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Barnstable County | $162,350 | $214,350 |
| Berkshire County | $155,700 | $205,550 |
| Bristol County | $155,700 | $205,550 |
| Dukes County | $155,850 | $205,750 |
| Essex County | $197,100 | $260,200 |
| Franklin County | $155,700 | $205,550 |
| Hampden County | $155,700 | $205,550 |
| Hampshire County | $155,700 | $205,550 |
| Middlesex County | $197,100 | $260,200 |
| Nantucket County | $209,450 | $276,500 |
| Norfolk County | $155,700 | $205,550 |
| Plymouth County | $155,700 | $205,550 |
| Suffolk County | $197,100 | $260,200 |
| Worcester County | $155,700 | $205,550 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Massachusetts?
FY2026 USDA guaranteed loan income limits in Massachusetts range from $155,700 to $209,450 for a 1–4 person household, depending on the county.