Most common limit (1–4 people)
$122,800
FY2026 USDA guaranteed loan income limits in Maine range from $122,800 to $127,450 for a 1–4 person household, depending on the county.
$127,450highest county limit
All Maine counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Androscoggin County | $122,800 | $162,100 |
| Aroostook County | $122,800 | $162,100 |
| Cumberland County | $127,450 | $168,250 |
| Franklin County | $122,800 | $162,100 |
| Hancock County | $122,800 | $162,100 |
| Kennebec County | $122,800 | $162,100 |
| Knox County | $122,800 | $162,100 |
| Lincoln County | $122,800 | $162,100 |
| Oxford County | $122,800 | $162,100 |
| Penobscot County | $122,800 | $162,100 |
| Piscataquis County | $122,800 | $162,100 |
| Sagadahoc County | $122,800 | $162,100 |
| Somerset County | $122,800 | $162,100 |
| Waldo County | $122,800 | $162,100 |
| Washington County | $122,800 | $162,100 |
| York County | $122,900 | $162,250 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Maine?
FY2026 USDA guaranteed loan income limits in Maine range from $122,800 to $127,450 for a 1–4 person household, depending on the county.