Most common limit (1–4 people)
$170,250
FY2026 USDA guaranteed loan income limits in Hawaii range from $139,150 to $177,100 for a 1–4 person household, depending on the county.
$177,100highest county limit
All Hawaii counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Hawaii County | $139,150 | $183,700 |
| Honolulu County | $177,100 | $233,800 |
| Kauai County | $158,350 | $209,050 |
| Maui County | $170,250 | $224,750 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Hawaii?
FY2026 USDA guaranteed loan income limits in Hawaii range from $139,150 to $177,100 for a 1–4 person household, depending on the county.