Most common limit (1–4 people)
$123,900
FY2026 USDA guaranteed loan income limits in Delaware range from $123,350 to $141,100 for a 1–4 person household, depending on the county.
$141,100highest county limit
All Delaware counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Kent County | $123,900 | $163,550 |
| New Castle County | $141,100 | $186,300 |
| Sussex County | $123,350 | $162,850 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Delaware?
FY2026 USDA guaranteed loan income limits in Delaware range from $123,350 to $141,100 for a 1–4 person household, depending on the county.