Most common limit (1–4 people)
$130,250
FY2026 USDA guaranteed loan income limits in Colorado range from $130,250 to $165,400 for a 1–4 person household, depending on the county.
$165,400highest county limit
All Colorado counties
| County | 1–4 people | 5–8 people |
|---|---|---|
| Adams County | $153,550 | $202,700 |
| Alamosa County | $130,250 | $171,950 |
| Arapahoe County | $153,550 | $202,700 |
| Archuleta County | $130,250 | $171,950 |
| Baca County | $130,250 | $171,950 |
| Bent County | $130,250 | $171,950 |
| Boulder County | $153,550 | $202,700 |
| Broomfield County | $153,550 | $202,700 |
| Chaffee County | $130,250 | $171,950 |
| Cheyenne County | $130,250 | $171,950 |
| Clear Creek County | $153,550 | $202,700 |
| Conejos County | $130,250 | $171,950 |
| Costilla County | $130,250 | $171,950 |
| Crowley County | $130,250 | $171,950 |
| Custer County | $130,250 | $171,950 |
| Delta County | $130,250 | $171,950 |
| Denver County | $153,550 | $202,700 |
| Dolores County | $130,250 | $171,950 |
| Douglas County | $153,550 | $202,700 |
| Eagle County | $159,500 | $210,550 |
| El Paso County | $133,850 | $176,700 |
| Elbert County | $153,550 | $202,700 |
| Fremont County | $130,250 | $171,950 |
| Garfield County | $131,250 | $173,250 |
| Gilpin County | $153,550 | $202,700 |
| Grand County | $141,650 | $187,000 |
| Gunnison County | $142,250 | $187,800 |
| Hinsdale County | $130,250 | $171,950 |
| Huerfano County | $130,250 | $171,950 |
| Jackson County | $130,250 | $171,950 |
| Jefferson County | $153,550 | $202,700 |
| Kiowa County | $130,250 | $171,950 |
| Kit Carson County | $130,250 | $171,950 |
| La Plata County | $135,150 | $178,400 |
| Lake County | $132,100 | $174,400 |
| Larimer County | $149,950 | $197,950 |
| Las Animas County | $130,250 | $171,950 |
| Lincoln County | $130,250 | $171,950 |
| Logan County | $130,250 | $171,950 |
| Mesa County | $130,250 | $171,950 |
| Mineral County | $130,250 | $171,950 |
| Moffat County | $130,250 | $171,950 |
| Montezuma County | $130,250 | $171,950 |
| Montrose County | $130,250 | $171,950 |
| Morgan County | $130,250 | $171,950 |
| Otero County | $130,250 | $171,950 |
| Ouray County | $130,250 | $171,950 |
| Park County | $153,550 | $202,700 |
| Phillips County | $130,250 | $171,950 |
| Pitkin County | $153,550 | $202,700 |
| Prowers County | $130,250 | $171,950 |
| Pueblo County | $130,250 | $171,950 |
| Rio Blanco County | $130,250 | $171,950 |
| Rio Grande County | $130,250 | $171,950 |
| Routt County | $153,550 | $202,700 |
| Saguache County | $130,250 | $171,950 |
| San Juan County | $130,250 | $171,950 |
| San Miguel County | $150,800 | $199,100 |
| Sedgwick County | $130,250 | $171,950 |
| Summit County | $165,400 | $218,350 |
| Teller County | $130,250 | $171,950 |
| Washington County | $130,250 | $171,950 |
| Weld County | $143,600 | $189,600 |
| Yuma County | $130,250 | $171,950 |
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Frequently asked questions
What is the USDA income limit in Colorado?
FY2026 USDA guaranteed loan income limits in Colorado range from $130,250 to $165,400 for a 1–4 person household, depending on the county.