Working full time at $29 an hour ($60,320 a year) in Vermont, a single filer takes home about $49,060 a year, $4,088 a month or $23.59 an hour, after federal tax, FICA and $1,587 Vermont income tax.
#14 of 51for take-home at this pay
Where the money goes
Breakdown
| Yearly | Monthly | |
|---|---|---|
| Gross pay | $60,320 | $5,027 |
| Federal income tax | $5,058 | $422 |
| Social Security (6.2%) | $3,740 | $312 |
| Medicare | $875 | $73 |
| Vermont income tax | $1,587 | $132 |
| Take-home | $49,060 | $4,088 |
| Federal marginal rate | 12% | |
| Vermont marginal rate | 3.35% |
Same pay in other states
Highest take-home at this pay: Alaska. Middle: Wisconsin. Lowest: Oregon.
Your tax bracket at this pay
Your federal taxable income is about $44,220 (after the $16,100 standard deduction), which puts the top slice of your pay in the 12% bracket ($12,400 to $50,400). You have about $6,180 of room before the next dollar is taxed at 22%. Only that top slice is taxed at 12%: your average federal rate is 8.4%, and all taxes together (federal, FICA, state) take 18.7% of gross pay. A $1,000 raise would add about $770 to your take-home.
| Federal bracket | Your income in it | Tax |
|---|---|---|
| 10% on $0–$12,400 | $12,400 | $1,240 |
| 12% on $12,400–$50,400 | $31,820 | $3,818 |
| Rate | Federal | Combined with state and FICA |
|---|---|---|
| Marginal (next dollar) | 12% | 23.0% |
| Effective (average) | 8.4% | 18.7% |
Compared with the Vermont median
$60,320 is 74% of the Vermont median household income of $81,203 (Census ACS 2020–2024 median; households can have more than one earner, so a single salary is not directly comparable).
Affordability snapshot
| Amount | |
|---|---|
| Rent budget (30% of gross) | $1,508/mo |
| Home price at 30% of gross (10% down) | $192,000 |
| Vermont median home value | $316,600 (Census 2020–2024) |
Rule of thumb only: housing at 30% of gross monthly pay. Home price assumes a 30-year fixed at the Freddie Mac average of 7.40% (week of 2026-10-15), 10% down, the Vermont median effective property tax rate and about 0.35% a year for insurance. Lenders also weigh debts, credit and PMI.
401(k) and HSA effect
| Contribution | Saved | Take-home cut | Tax saved |
|---|---|---|---|
| 6% to a 401(k) ($3,619/yr) | $3,619 | $3,063 | $556 |
| Max 401(k) ($24,500) | $24,500 | $20,739 | $3,761 |
| Max HSA, self-only ($4,400, via payroll) | $4,400 | $3,388 | $1,012 |
Pre-tax 401(k) deferrals cut federal and Vermont income tax but not Social Security or Medicare; payroll HSA contributions also skip FICA. 2026 limits: 401(k) $24,500 (under 50), HSA $4,400 self-only (IRS). Some states tax HSA contributions; this estimate assumes they follow federal rules.
What applies at this income
- You are under the 2026 Roth IRA income limit for single filers ($153,000 of modified AGI), so you can contribute the full amount.
Vermont jobs that typically pay about $60,320
$60,320 is above the median pay of 52 of the 97 common occupations we track in Vermont (BLS OEWS, May 2025). These have a Vermont median between $59,280 and $61,360:
| Occupation | Vermont median | vs this pay |
|---|---|---|
| First-Line Supervisors of Transportation and Material Moving Workers | $60,410 | +$90 |
| Production, Planning, and Expediting Clerks | $60,560 | +$240 |
| Heavy and Tractor-Trailer Truck Drivers | $60,830 | +$510 |
| Welders, Cutters, Solderers, and Brazers | $60,890 | +$570 |
Where $60,320 lands inside other Vermont jobs
For 4 of these occupations, $60,320 is what experienced or top earners make (75th–90th percentile); for 6, it is entry-level pay (10th–25th percentile).
| Occupation | Percentile | Vermont pay at that percentile |
|---|---|---|
| Nursing Assistants | 90th | $59,600 |
| Police and Sheriff's Patrol Officers | 25th | $59,680 |
| First-Line Supervisors of Production and Operating Workers | 25th | $59,750 |
| Accountants and Auditors | 10th | $59,770 |
| Medical Secretaries and Administrative Assistants | 90th | $60,010 |
| Miscellaneous Assemblers and Fabricators | 90th | $60,420 |
| Dental Assistants | 75th | $60,420 |
| Secondary School Teachers | 25th | $60,660 |
| Middle School Teachers | 25th | $60,830 |
| Insurance Sales Agents | 25th | $60,900 |
Previous and next pay level
Related
- $27 an hour in Vermont$3,821/mo
- $28 an hour in Vermont$3,955/mo
- $30 an hour in Vermont$4,222/mo
- Vermont income tax brackets2026
- Minimum wage in Vermont2026
- Vermont property taxby county
Single filer, W-2 wages only; 2026 IRS brackets and $16,100 standard deduction, FICA (Social Security to $184,500, Medicare +0.9% over $200,000) and state rules per the Tax Foundation (Jan 1, 2026). Local taxes and payroll deductions are excluded. Sources: IRS, SSA, Tax Foundation. Not tax advice.
Frequently asked questions
How much is $29 an hour after taxes in Vermont?
Working full time at $29 an hour ($60,320 a year) in Vermont, a single filer takes home about $49,060 a year, $4,088 a month or $23.59 an hour, after federal tax, FICA and $1,587 Vermont income tax.
How much is $29 an hour per month after taxes in Vermont?
About $4,088 a month, or $1,887 per biweekly paycheck.
How much state tax do I pay on $29 an hour in Vermont?
About $1,587 a year (marginal rate 3.35%).