Working full time at $29 an hour ($60,320 a year) in Delaware, a single filer takes home about $47,976 a year, $3,998 a month or $23.07 an hour, after federal tax, FICA and $2,671 Delaware income tax.
#45 of 51for take-home at this pay
Where the money goes
Breakdown
| Yearly | Monthly | |
|---|---|---|
| Gross pay | $60,320 | $5,027 |
| Federal income tax | $5,058 | $422 |
| Social Security (6.2%) | $3,740 | $312 |
| Medicare | $875 | $73 |
| Delaware income tax | $2,671 | $223 |
| Take-home | $47,976 | $3,998 |
| Federal marginal rate | 12% | |
| Delaware marginal rate | 5.55% |
Same pay in other states
Highest take-home at this pay: Alaska. Middle: Wisconsin. Lowest: Oregon.
Your tax bracket at this pay
Your federal taxable income is about $44,220 (after the $16,100 standard deduction), which puts the top slice of your pay in the 12% bracket ($12,400 to $50,400). You have about $6,180 of room before the next dollar is taxed at 22%. Only that top slice is taxed at 12%: your average federal rate is 8.4%, and all taxes together (federal, FICA, state) take 20.5% of gross pay. A $1,000 raise would add about $748 to your take-home.
| Federal bracket | Your income in it | Tax |
|---|---|---|
| 10% on $0–$12,400 | $12,400 | $1,240 |
| 12% on $12,400–$50,400 | $31,820 | $3,818 |
| Rate | Federal | Combined with state and FICA |
|---|---|---|
| Marginal (next dollar) | 12% | 25.2% |
| Effective (average) | 8.4% | 20.5% |
Compared with the Delaware median
$60,320 is 71% of the Delaware median household income of $84,954 (Census ACS 2020–2024 median; households can have more than one earner, so a single salary is not directly comparable).
Affordability snapshot
| Amount | |
|---|---|
| Rent budget (30% of gross) | $1,508/mo |
| Home price at 30% of gross (10% down) | $217,000 |
| Delaware median home value | $352,000 (Census 2020–2024) |
Rule of thumb only: housing at 30% of gross monthly pay. Home price assumes a 30-year fixed at the Freddie Mac average of 7.40% (week of 2026-10-15), 10% down, the Delaware median effective property tax rate and about 0.35% a year for insurance. Lenders also weigh debts, credit and PMI.
401(k) and HSA effect
| Contribution | Saved | Take-home cut | Tax saved |
|---|---|---|---|
| 6% to a 401(k) ($3,619/yr) | $3,619 | $2,984 | $635 |
| Max 401(k) ($24,500) | $24,500 | $20,200 | $4,300 |
| Max HSA, self-only ($4,400, via payroll) | $4,400 | $3,291 | $1,109 |
Pre-tax 401(k) deferrals cut federal and Delaware income tax but not Social Security or Medicare; payroll HSA contributions also skip FICA. 2026 limits: 401(k) $24,500 (under 50), HSA $4,400 self-only (IRS). Some states tax HSA contributions; this estimate assumes they follow federal rules.
What applies at this income
- You are under the 2026 Roth IRA income limit for single filers ($153,000 of modified AGI), so you can contribute the full amount.
Delaware jobs that typically pay about $60,320
$60,320 is above the median pay of 56 of the 96 common occupations we track in Delaware (BLS OEWS, May 2025). These have a Delaware median between $59,280 and $61,360:
| Occupation | Delaware median | vs this pay |
|---|---|---|
| Industrial Truck and Tractor Operators | $60,350 | +$30 |
Where $60,320 lands inside other Delaware jobs
For 5 of these occupations, $60,320 is what experienced or top earners make (75th–90th percentile); for 5, it is entry-level pay (10th–25th percentile).
| Occupation | Percentile | Delaware pay at that percentile |
|---|---|---|
| Customer Service Representatives | 75th | $59,910 |
| First-Line Supervisors of Food Preparation and Serving Workers | 75th | $60,130 |
| Industrial Machinery Mechanics | 25th | $60,220 |
| First-Line Supervisors of Mechanics, Installers, and Repairers | 10th | $60,390 |
| Bartenders | 90th | $60,420 |
| Accountants and Auditors | 10th | $60,500 |
| Shipping, Receiving, and Inventory Clerks | 90th | $60,510 |
| Middle School Teachers | 25th | $60,510 |
| First-Line Supervisors of Office and Administrative Support Workers | 25th | $60,830 |
| School Bus Drivers | 90th | $60,910 |
Previous and next pay level
Related
- $27 an hour in Delaware$3,739/mo
- $28 an hour in Delaware$3,868/mo
- $30 an hour in Delaware$4,128/mo
- Delaware income tax brackets2026
- Minimum wage in Delaware2026
- Delaware property taxby county
Single filer, W-2 wages only; 2026 IRS brackets and $16,100 standard deduction, FICA (Social Security to $184,500, Medicare +0.9% over $200,000) and state rules per the Tax Foundation (Jan 1, 2026). Local taxes and payroll deductions are excluded. Sources: IRS, SSA, Tax Foundation. Not tax advice.
Frequently asked questions
How much is $29 an hour after taxes in Delaware?
Working full time at $29 an hour ($60,320 a year) in Delaware, a single filer takes home about $47,976 a year, $3,998 a month or $23.07 an hour, after federal tax, FICA and $2,671 Delaware income tax.
How much is $29 an hour per month after taxes in Delaware?
About $3,998 a month, or $1,845 per biweekly paycheck.
How much state tax do I pay on $29 an hour in Delaware?
About $2,671 a year (marginal rate 5.55%).