Working full time at $16 an hour ($33,280 a year) in Vermont, a single filer takes home about $28,239 a year, $2,353 a month or $13.58 an hour, after federal tax, FICA and $681 Vermont income tax.
#25 of 51for take-home at this pay
Where the money goes
Breakdown
| Yearly | Monthly | |
|---|---|---|
| Gross pay | $33,280 | $2,773 |
| Federal income tax | $1,814 | $151 |
| Social Security (6.2%) | $2,063 | $172 |
| Medicare | $483 | $40 |
| Vermont income tax | $681 | $57 |
| Take-home | $28,239 | $2,353 |
| Federal marginal rate | 12% | |
| Vermont marginal rate | 3.35% |
Same pay in other states
Highest take-home at this pay: Alaska. Middle: Wisconsin. Lowest: Oregon.
Your tax bracket at this pay
Your federal taxable income is about $17,180 (after the $16,100 standard deduction), which puts the top slice of your pay in the 12% bracket ($12,400 to $50,400). You have about $33,220 of room before the next dollar is taxed at 22%. Only that top slice is taxed at 12%: your average federal rate is 5.4%, and all taxes together (federal, FICA, state) take 15.1% of gross pay. A $1,000 raise would add about $770 to your take-home.
| Federal bracket | Your income in it | Tax |
|---|---|---|
| 10% on $0–$12,400 | $12,400 | $1,240 |
| 12% on $12,400–$50,400 | $4,780 | $574 |
| Rate | Federal | Combined with state and FICA |
|---|---|---|
| Marginal (next dollar) | 12% | 23.0% |
| Effective (average) | 5.4% | 15.1% |
Compared with the Vermont median
$33,280 is 41% of the Vermont median household income of $81,203 (Census ACS 2020–2024 median; households can have more than one earner, so a single salary is not directly comparable).
Affordability snapshot
| Amount | |
|---|---|
| Rent budget (30% of gross) | $832/mo |
| Home price at 30% of gross (10% down) | $106,000 |
| Vermont median home value | $316,600 (Census 2020–2024) |
Rule of thumb only: housing at 30% of gross monthly pay. Home price assumes a 30-year fixed at the Freddie Mac average of 7.40% (week of 2026-10-15), 10% down, the Vermont median effective property tax rate and about 0.35% a year for insurance. Lenders also weigh debts, credit and PMI.
401(k) and HSA effect
| Contribution | Saved | Take-home cut | Tax saved |
|---|---|---|---|
| 6% to a 401(k) ($1,997/yr) | $1,997 | $1,690 | $307 |
| Max HSA, self-only ($4,400, via payroll) | $4,400 | $3,388 | $1,012 |
Pre-tax 401(k) deferrals cut federal and Vermont income tax but not Social Security or Medicare; payroll HSA contributions also skip FICA. 2026 limits: 401(k) $24,500 (under 50), HSA $4,400 self-only (IRS). Some states tax HSA contributions; this estimate assumes they follow federal rules.
What applies at this income
- You are under the 2026 Roth IRA income limit for single filers ($153,000 of modified AGI), so you can contribute the full amount.
- Maxing out a 401(k) ($24,500) would take more than half your gross pay at this level, so most people here contribute a percentage instead.
Vermont jobs that typically pay about $33,280
$33,280 is above the median pay of 1 of the 97 common occupations we track in Vermont (BLS OEWS, May 2025). The closest are:
| Occupation | Vermont median | vs this pay |
|---|---|---|
| Hosts and Hostesses, Restaurant, Lounge, and Coffee Shop | $31,080 | −$2,200 |
| Amusement and Recreation Attendants | $35,290 | +$2,010 |
| Cashiers | $35,720 | +$2,440 |
Nationally, jobs paying about $33,280
Fewer Vermont occupations land in this pay range, so here is where it sits in US-wide pay (BLS OEWS, May 2025):
| Occupation | US percentile | US pay |
|---|---|---|
| Miscellaneous Assemblers and Fabricators | 10th | $33,280 |
| Secretaries and Administrative Assistants | 10th | $33,280 |
Where $33,280 lands inside other Vermont jobs
for 3, it is entry-level pay (10th–25th percentile).
| Occupation | Percentile | Vermont pay at that percentile |
|---|---|---|
| Hand Packers and Packagers | 10th | $32,830 |
| Driver/Sales Workers | 10th | $33,090 |
| Janitors and Cleaners | 10th | $33,310 |
Previous and next pay level
Related
- $15 an hour in Vermont$2,220/mo
- $17 an hour in Vermont$2,487/mo
- $18 an hour in Vermont$2,620/mo
- Vermont income tax brackets2026
- Minimum wage in Vermont2026
- Vermont property taxby county
Single filer, W-2 wages only; 2026 IRS brackets and $16,100 standard deduction, FICA (Social Security to $184,500, Medicare +0.9% over $200,000) and state rules per the Tax Foundation (Jan 1, 2026). Local taxes and payroll deductions are excluded. Sources: IRS, SSA, Tax Foundation. Not tax advice.
Frequently asked questions
How much is $16 an hour after taxes in Vermont?
Working full time at $16 an hour ($33,280 a year) in Vermont, a single filer takes home about $28,239 a year, $2,353 a month or $13.58 an hour, after federal tax, FICA and $681 Vermont income tax.
How much is $16 an hour per month after taxes in Vermont?
About $2,353 a month, or $1,086 per biweekly paycheck.
How much state tax do I pay on $16 an hour in Vermont?
About $681 a year (marginal rate 3.35%).