Working full time at $14 an hour ($29,120 a year) in Virginia, a single filer takes home about $24,718 a year, $2,060 a month or $11.88 an hour, after federal tax, FICA and $860 Virginia income tax.
#38 of 51for take-home at this pay
Where the money goes
Breakdown
| Yearly | Monthly | |
|---|---|---|
| Gross pay | $29,120 | $2,427 |
| Federal income tax | $1,314 | $110 |
| Social Security (6.2%) | $1,805 | $150 |
| Medicare | $422 | $35 |
| Virginia income tax | $860 | $72 |
| Take-home | $24,718 | $2,060 |
| Federal marginal rate | 12% | |
| Virginia marginal rate | 5.75% |
Same pay in other states
Highest take-home at this pay: Alaska. Middle: Vermont. Lowest: Oregon.
Your tax bracket at this pay
Your federal taxable income is about $13,020 (after the $16,100 standard deduction), which puts the top slice of your pay in the 12% bracket ($12,400 to $50,400). You have about $37,380 of room before the next dollar is taxed at 22%. Only that top slice is taxed at 12%: your average federal rate is 4.5%, and all taxes together (federal, FICA, state) take 15.1% of gross pay. A $1,000 raise would add about $746 to your take-home.
| Federal bracket | Your income in it | Tax |
|---|---|---|
| 10% on $0–$12,400 | $12,400 | $1,240 |
| 12% on $12,400–$50,400 | $620 | $74 |
| Rate | Federal | Combined with state and FICA |
|---|---|---|
| Marginal (next dollar) | 12% | 25.4% |
| Effective (average) | 4.5% | 15.1% |
Compared with the Virginia median
$29,120 is 31% of the Virginia median household income of $93,170 (Census ACS 2020–2024 median; households can have more than one earner, so a single salary is not directly comparable).
Affordability snapshot
| Amount | |
|---|---|
| Rent budget (30% of gross) | $728/mo |
| Home price at 30% of gross (10% down) | $102,000 |
| Virginia median home value | $383,700 (Census 2020–2024) |
Rule of thumb only: housing at 30% of gross monthly pay. Home price assumes a 30-year fixed at the Freddie Mac average of 7.40% (week of 2026-10-15), 10% down, the Virginia median effective property tax rate and about 0.35% a year for insurance. Lenders also weigh debts, credit and PMI.
401(k) and HSA effect
| Contribution | Saved | Take-home cut | Tax saved |
|---|---|---|---|
| 6% to a 401(k) ($1,747/yr) | $1,747 | $1,459 | $288 |
| Max HSA, self-only ($4,400, via payroll) | $4,400 | $3,373 | $1,027 |
Pre-tax 401(k) deferrals cut federal and Virginia income tax but not Social Security or Medicare; payroll HSA contributions also skip FICA. 2026 limits: 401(k) $24,500 (under 50), HSA $4,400 self-only (IRS). Some states tax HSA contributions; this estimate assumes they follow federal rules.
What applies at this income
- You are under the 2026 Roth IRA income limit for single filers ($153,000 of modified AGI), so you can contribute the full amount.
- Maxing out a 401(k) ($24,500) would take more than half your gross pay at this level, so most people here contribute a percentage instead.
Virginia jobs that typically pay about $29,120
$29,120 is above the median pay of 0 of the 100 common occupations we track in Virginia (BLS OEWS, May 2025). These have a Virginia median between $28,080 and $30,160:
| Occupation | Virginia median | vs this pay |
|---|---|---|
| Fast Food Cooks | $29,950 | +$830 |
| Fast Food and Counter Workers | $30,110 | +$990 |
Where $29,120 lands inside other Virginia jobs
for 10, it is entry-level pay (10th–25th percentile).
| Occupation | Percentile | Virginia pay at that percentile |
|---|---|---|
| Light Truck Drivers | 10th | $28,740 |
| Dishwashers | 25th | $28,750 |
| Receptionists and Information Clerks | 10th | $28,800 |
| Dining Room and Cafeteria Attendants and Bartender Helpers | 25th | $28,930 |
| Cleaners of Vehicles and Equipment | 25th | $29,000 |
| Retail Salespersons | 25th | $29,120 |
| Restaurant Cooks | 10th | $29,340 |
| Hand Packers and Packagers | 25th | $29,360 |
| Stockers and Order Fillers | 10th | $29,470 |
| Childcare Workers | 25th | $29,540 |
Previous and next pay level
Related
- $13 an hour in Virginia$1,928/mo
- $15 an hour in Virginia$2,189/mo
- $16 an hour in Virginia$2,318/mo
- Virginia income tax brackets2026
- Minimum wage in Virginia2026
- Virginia property taxby county
Single filer, W-2 wages only; 2026 IRS brackets and $16,100 standard deduction, FICA (Social Security to $184,500, Medicare +0.9% over $200,000) and state rules per the Tax Foundation (Jan 1, 2026). Local taxes and payroll deductions are excluded. Sources: IRS, SSA, Tax Foundation. Not tax advice.
Frequently asked questions
How much is $14 an hour after taxes in Virginia?
Working full time at $14 an hour ($29,120 a year) in Virginia, a single filer takes home about $24,718 a year, $2,060 a month or $11.88 an hour, after federal tax, FICA and $860 Virginia income tax.
How much is $14 an hour per month after taxes in Virginia?
About $2,060 a month, or $951 per biweekly paycheck.
How much state tax do I pay on $14 an hour in Virginia?
About $860 a year (marginal rate 5.75%).