Santa Margarita, California property tax

Median property tax, home value and effective rate (Census 2020โ€“2024)

Updated Oct 17, 2026, 1:57 AM ET
Effective property tax rate
0.95%

Homeowners in Santa Margarita, California paid a median $6,489 a year in property tax on a median home worth $684,000, an effective rate of about 0.95% (Census 2020โ€“2024).

Census ACS 2020โ€“2024 5-year medians ยท Census-designated place

#845 lowest of 895California places we cover

0.68%San Luis Obispo County overall
Median tax paid
$6,489
per year, 2020โ€“24
Median home value
$684,000
owner-occupied
Effective rate
0.95%
tax รท value
Tax vs. income
-0.0%
of $-666,666,666 median household income
Owner costs
$3,105/mo
median with a mortgage, incl. tax & insurance

Santa Margarita vs county, state and US

Effective rate

Santa Margarita0.95%
San Luis Obispo County0.68%
California0.70%
United States0.94%

Median tax paid per year

Santa Margarita$6,489
San Luis Obispo County$5,636
California$5,124
United States$3,119

Tax on a home in Santa Margarita

At the local 0.95% effective rate

Home valueEstimated yearly taxPer month
$150,000$1,423$119
$250,000$2,372$198
$350,000$3,320$277
$500,000$4,743$395

Buying a home in San Luis Obispo County? 2026 loan limits

Nearby and related

Source: U.S. Census Bureau, American Community Survey 2020โ€“2024 5-year estimates, tables B25103 (median real estate taxes paid), B25077 (median home value), B25003, B25088, B19013 and B01003. These are 2020โ€“2024 medians reported by owner-occupants, not 2026 tax bills or official mill rates. The effective rate here is median tax รท median home value. Actual bills depend on assessed value, exemptions (homestead, senior, veteran) and local levies. Check with your county assessor or treasurer. Not tax advice.

Frequently asked questions

What is the property tax rate in Santa Margarita, California?

Homeowners in Santa Margarita, California paid a median $6,489 a year in property tax on a median home worth $684,000, an effective rate of about 0.95% (Census 2020โ€“2024).

How much is property tax on a $250,000 home in Santa Margarita?

About $2,372 a year at the 0.95% median effective rate. Exemptions such as homestead can lower it.

Is property tax in Santa Margarita higher than the rest of California?

Santa Margarita ranks #845 lowest of 895 California places we track. The statewide effective rate is 0.70%. San Luis Obispo County overall is 0.68%.