Highest FHA limit in Oregon
$762,450
In 2026, FHA one-unit limits in Oregon range from $541,287 to $762,450 (Hood River County). 25 of 36 counties use the national floor.
25 of 36counties at the $541,287 floor
All Oregon counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Hood River County | $762,450 | $976,100 | $1,466,250 | $832,750 |
| Crook County | $718,750 | $920,150 | $1,382,250 | $832,750 |
| Deschutes County | $718,750 | $920,150 | $1,382,250 | $832,750 |
| Jefferson County | $718,750 | $920,150 | $1,382,250 | $832,750 |
| Clackamas County | $701,500 | $898,050 | $1,349,050 | $832,750 |
| Columbia County | $701,500 | $898,050 | $1,349,050 | $832,750 |
| Multnomah County | $701,500 | $898,050 | $1,349,050 | $832,750 |
| Washington County | $701,500 | $898,050 | $1,349,050 | $832,750 |
| Yamhill County | $701,500 | $898,050 | $1,349,050 | $832,750 |
| Benton County | $615,250 | $787,650 | $1,183,200 | $832,750 |
| Clatsop County | $563,500 | $721,400 | $1,083,650 | $832,750 |
| Baker County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Coos County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Curry County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Douglas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Gilliam County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Harney County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Josephine County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Klamath County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lake County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lane County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Linn County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Malheur County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marion County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morrow County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Polk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sherman County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Tillamook County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Umatilla County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Union County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wallowa County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wasco County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wheeler County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Oregon for 2026?
In 2026, FHA one-unit limits in Oregon range from $541,287 to $762,450 (Hood River County). 25 of 36 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.