Highest FHA limit in Nevada
$736,000
In 2026, FHA one-unit limits in Nevada range from $541,287 to $736,000 (Douglas County). 12 of 17 counties use the national floor.
12 of 17counties at the $541,287 floor
All Nevada counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Douglas County | $736,000 | $942,200 | $1,415,400 | $832,750 |
| Lyon County | $638,250 | $817,050 | $1,227,400 | $832,750 |
| Storey County | $638,250 | $817,050 | $1,227,400 | $832,750 |
| Washoe County | $638,250 | $817,050 | $1,227,400 | $832,750 |
| Carson City | $575,000 | $736,100 | $1,105,800 | $832,750 |
| Churchill County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clark County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Elko County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Esmeralda County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Eureka County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Humboldt County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lander County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Mineral County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nye County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pershing County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| White Pine County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Nevada for 2026?
In 2026, FHA one-unit limits in Nevada range from $541,287 to $736,000 (Douglas County). 12 of 17 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.