Highest FHA limit in Nebraska
$603,750
In 2026, FHA one-unit limits in Nebraska range from $541,287 to $603,750 (Dawson County). 91 of 93 counties use the national floor.
91 of 93counties at the $541,287 floor
All Nebraska counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Dawson County | $603,750 | $772,900 | $1,161,050 | $832,750 |
| Gosper County | $603,750 | $772,900 | $1,161,050 | $832,750 |
| Adams County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Antelope County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Arthur County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Banner County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Blaine County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Boone County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Box Butte County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Boyd County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Brown County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Buffalo County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Burt County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Butler County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cass County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cedar County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Chase County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cherry County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cheyenne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clay County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Colfax County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cuming County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Custer County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dakota County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dawes County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Deuel County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dixon County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dodge County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Douglas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dundy County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fillmore County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Franklin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Frontier County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Furnas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Gage County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Garden County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Garfield County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Greeley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hall County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hamilton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Harlan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hayes County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hitchcock County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Holt County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hooker County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Howard County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Johnson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kearney County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Keith County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Keya Paha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kimball County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Knox County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lancaster County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Logan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Loup County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Madison County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| McPherson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Merrick County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morrill County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nance County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nemaha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nuckolls County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Otoe County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pawnee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Perkins County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Phelps County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pierce County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Platte County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Polk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Red Willow County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Richardson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rock County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Saline County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sarpy County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Saunders County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Scotts Bluff County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Seward County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sheridan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sherman County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sioux County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Stanton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Thayer County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Thomas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Thurston County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Valley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wayne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Webster County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wheeler County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| York County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Nebraska for 2026?
In 2026, FHA one-unit limits in Nebraska range from $541,287 to $603,750 (Dawson County). 91 of 93 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.