Highest FHA limit in Louisiana
$541,287
In 2026, FHA one-unit limits in Louisiana range from $541,287 to $541,287 (Acadia Parish). 64 of 64 counties use the national floor.
64 of 64counties at the $541,287 floor
All Louisiana counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Acadia Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Allen Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ascension Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Assumption Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Avoyelles Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Beauregard Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bienville Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bossier Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Caddo Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Calcasieu Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Caldwell Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cameron Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Catahoula Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Claiborne Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Concordia Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| De Soto Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| East Baton Rouge Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| East Carroll Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| East Feliciana Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Evangeline Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Franklin Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Iberia Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Iberville Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson Davis Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| LaSalle Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lafayette Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lafourche Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Livingston Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Madison Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morehouse Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Natchitoches Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Orleans Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ouachita Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Plaquemines Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pointe Coupee Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rapides Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Red River Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Richland Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sabine Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Bernard Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Charles Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Helena Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. James Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. John the Baptist Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Landry Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Martin Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Mary Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Tammany Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Tangipahoa Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Tensas Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Terrebonne Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Union Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vermilion Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vernon Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Webster Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| West Baton Rouge Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| West Carroll Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| West Feliciana Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Winn Parish | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Louisiana for 2026?
In 2026, FHA one-unit limits in Louisiana range from $541,287 to $541,287 (Acadia Parish). 64 of 64 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.