Highest FHA limit in Kansas
$541,287
In 2026, FHA one-unit limits in Kansas range from $541,287 to $541,287 (Allen County). 105 of 105 counties use the national floor.
105 of 105counties at the $541,287 floor
All Kansas counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Allen County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Anderson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Atchison County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Barber County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Barton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bourbon County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Brown County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Butler County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Chase County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Chautauqua County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cherokee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cheyenne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clark County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clay County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cloud County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Coffey County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Comanche County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cowley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Crawford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Decatur County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dickinson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Doniphan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Douglas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Edwards County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Elk County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ellis County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ellsworth County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Finney County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Franklin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Geary County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Gove County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Graham County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Gray County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Greeley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Greenwood County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hamilton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Harper County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Harvey County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Haskell County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hodgeman County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jewell County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Johnson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kearny County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kingman County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kiowa County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Labette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lane County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Leavenworth County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lincoln County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Linn County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Logan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lyon County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marion County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marshall County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| McPherson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Meade County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Miami County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Mitchell County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Montgomery County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morris County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Nemaha County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Neosho County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ness County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Norton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Osage County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Osborne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ottawa County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pawnee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Phillips County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pottawatomie County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pratt County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rawlins County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Reno County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Republic County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rice County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Riley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rooks County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rush County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Russell County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Saline County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Scott County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sedgwick County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Seward County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Shawnee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sheridan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sherman County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Smith County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Stafford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Stanton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Stevens County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sumner County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Thomas County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Trego County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wabaunsee County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wallace County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wichita County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wilson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Woodson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wyandotte County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Kansas for 2026?
In 2026, FHA one-unit limits in Kansas range from $541,287 to $541,287 (Allen County). 105 of 105 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.