Highest FHA limit in Indiana
$541,287
In 2026, FHA one-unit limits in Indiana range from $541,287 to $541,287 (Adams County). 92 of 92 counties use the national floor.
92 of 92counties at the $541,287 floor
All Indiana counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Adams County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Allen County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Bartholomew County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Benton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Blackford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Boone County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Brown County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Carroll County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Cass County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clark County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clay County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Clinton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Crawford County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Daviess County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| DeKalb County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dearborn County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Decatur County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Delaware County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Dubois County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Elkhart County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fayette County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Floyd County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fountain County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Franklin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Fulton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Gibson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Grant County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Greene County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hamilton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hancock County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Harrison County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Hendricks County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Henry County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Howard County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Huntington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jackson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jasper County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jay County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jefferson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Jennings County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Johnson County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Knox County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Kosciusko County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| LaGrange County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| LaPorte County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lake County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Lawrence County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Madison County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marion County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Marshall County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Martin County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Miami County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Monroe County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Montgomery County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Morgan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Newton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Noble County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ohio County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Orange County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Owen County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Parke County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Perry County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pike County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Porter County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Posey County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Pulaski County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Putnam County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Randolph County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Ripley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Rush County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Scott County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Shelby County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Spencer County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| St. Joseph County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Starke County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Steuben County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Sullivan County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Switzerland County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Tippecanoe County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Tipton County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Union County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vanderburgh County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vermillion County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Vigo County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wabash County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Warren County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Warrick County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Washington County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wayne County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Wells County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| White County | $541,287 | $693,050 | $1,041,125 | $832,750 |
| Whitley County | $541,287 | $693,050 | $1,041,125 | $832,750 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Indiana for 2026?
In 2026, FHA one-unit limits in Indiana range from $541,287 to $541,287 (Adams County). 92 of 92 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.