Highest FHA limit in Alaska
$596,850
In 2026, FHA one-unit limits in Alaska range from $541,287 to $596,850 (Juneau City and Borough). 26 of 30 counties use the national floor.
26 of 30counties at the $541,287 floor
All Alaska counties
| County | 1 unit | 2 units | 4 units | Conforming |
|---|---|---|---|---|
| Juneau City and Borough | $596,850 | $764,050 | $1,147,800 | $1,249,125 |
| Sitka City and Borough | $586,500 | $750,800 | $1,127,900 | $1,249,125 |
| Aleutians West Census Area | $585,350 | $749,350 | $1,125,700 | $1,249,125 |
| Kodiak Island Borough | $541,650 | $693,400 | $1,041,650 | $1,249,125 |
| Aleutians East Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Anchorage Municipality | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Bethel Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Bristol Bay Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Chugach Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Copper River Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Denali Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Dillingham Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Fairbanks North Star Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Haines Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Hoonah-Angoon Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Kenai Peninsula Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Ketchikan Gateway Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Kusilvak Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Lake and Peninsula Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Matanuska-Susitna Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Nome Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| North Slope Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Northwest Arctic Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Petersburg Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Prince of Wales-Hyder Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Skagway Municipality | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Southeast Fairbanks Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Wrangell City and Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Yakutat City and Borough | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
| Yukon-Koyukuk Census Area | $541,287 | $693,050 | $1,041,125 | $1,249,125 |
Sources: HUD FHA forward mortgage limits CY2026 (CHUMS file, case numbers assigned on or after Jan 1, 2026); FHFA 2026 conforming loan limits; Freddie Mac PMMS 30-year average 7.40% (week of 2026-10-15) for payment examples, which cover principal and interest only, before FHA mortgage insurance, taxes and insurance. Not lending advice.
Frequently asked questions
What is the FHA loan limit in Alaska for 2026?
In 2026, FHA one-unit limits in Alaska range from $541,287 to $596,850 (Juneau City and Borough). 26 of 30 counties use the national floor.
What is the FHA floor for 2026?
$541,287 for a one-unit home. The high-cost ceiling is $1,249,125.