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2026 conforming loan limit: Tuscola County, MI

Quick answer

Tuscola County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,811 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$149,500
Michigan median home value$231,600
Limit ÷ median home value5.57×
Median household income$63,811
Median home value ÷ income2.3×
Population52,980
Median property tax paid (owners)$1,812
Effective property tax rate (approx.)1.21%
Owner-occupied homes86.4%
Home value rank in Michigan72 of 83 counties
Neighbor: Bay County, MIlimit $832,750; median home $152,200
Neighbor: Genesee County, MIlimit $832,750; median home $182,400
Neighbor: Huron County, MIlimit $832,750; median home $154,300
Neighbor: Lapeer County, MIlimit $832,750; median home $239,000
Neighbor: Saginaw County, MIlimit $832,750; median home $152,800
Neighbor: Sanilac County, MIlimit $832,750; median home $168,300

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tuscola County's median home value is 35% below the state median of $231,600 (rank 72 of 83). Among its 6 neighboring counties, Lapeer County has the highest median home value ($239,000) and Bay County the lowest ($152,200); all share the same loan limit. Owners pay a median $1,812 a year in property tax, an effective rate of about 1.21% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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