Tuscaloosa County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $248,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,231 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $248,700 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 3.35× |
| Median household income | $66,231 |
| Median home value ÷ income | 3.8× |
| Population | 237,552 |
| Median property tax paid (owners) | $795 |
| Effective property tax rate (approx.) | 0.32% |
| Owner-occupied homes | 61.4% |
| Home value rank in Alabama | 6 of 67 counties |
| Neighbor: Bibb County, AL | limit $832,750; median home $145,700 |
| Neighbor: Fayette County, AL | limit $832,750; median home $125,900 |
| Neighbor: Greene County, AL | limit $832,750; median home $81,200 |
| Neighbor: Hale County, AL | limit $832,750; median home $127,600 |
| Neighbor: Jefferson County, AL | limit $832,750; median home $240,000 |
| Neighbor: Pickens County, AL | limit $832,750; median home $123,900 |
| Neighbor: Walker County, AL | limit $832,750; median home $135,900 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tuscaloosa County's median home value is 18% above the state median of $209,900 (rank 6 of 67). Among its 7 neighboring counties, Jefferson County has the highest median home value ($240,000) and Greene County the lowest ($81,200); all share the same loan limit. Owners pay a median $795 a year in property tax, an effective rate of about 0.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Tuolumne County, CA
- 2026 conforming loan limit: Turner County, GA
- 2026 conforming loan limit: Turner County, SD
- 2026 conforming loan limit: Tuscarawas County, OH
- 2026 conforming loan limit: Tuscola County, MI
- 2026 conforming loan limit: Twiggs County, GA
- 2026 conforming loan limit: Twin Falls County, ID
- 2026 conforming loan limit: Tyler County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.