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2026 conforming loan limit: Treasure County, MT

Quick answer

Treasure County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $230,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,917 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$230,300
Montana median home value$375,800
Limit ÷ median home value3.62×
Median household income$67,917
Median home value ÷ income3.4×
Population732
Median property tax paid (owners)$1,364
Effective property tax rate (approx.)0.59%
Owner-occupied homes68.3%
Home value rank in Montana31 of 56 counties
Neighbor: Big Horn County, MTlimit $832,750; median home $143,400
Neighbor: Rosebud County, MTlimit $832,750; median home $182,400
Neighbor: Yellowstone County, MTlimit $832,750; median home $349,500

Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Treasure County's median home value is 39% below the state median of $375,800 (rank 31 of 56). Among its 3 neighboring counties, Yellowstone County has the highest median home value ($349,500) and Big Horn County the lowest ($143,400); all share the same loan limit. Owners pay a median $1,364 a year in property tax, an effective rate of about 0.59% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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