Talladega County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $149,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,776 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $149,200 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.58× |
| Median household income | $57,776 |
| Median home value ÷ income | 2.6× |
| Population | 81,021 |
| Median property tax paid (owners) | $544 |
| Effective property tax rate (approx.) | 0.36% |
| Owner-occupied homes | 72.0% |
| Home value rank in Alabama | 37 of 67 counties |
| Neighbor: Calhoun County, AL | limit $832,750; median home $156,600 |
| Neighbor: Clay County, AL | limit $832,750; median home $156,700 |
| Neighbor: Cleburne County, AL | limit $832,750; median home $165,600 |
| Neighbor: Coosa County, AL | limit $832,750; median home $115,500 |
| Neighbor: St. Clair County, AL | limit $832,750; median home $226,300 |
| Neighbor: Shelby County, AL | limit $832,750; median home $326,100 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Talladega County's median home value is 29% below the state median of $209,900 (rank 37 of 67). Among its 6 neighboring counties, Shelby County has the highest median home value ($326,100) and Coosa County the lowest ($115,500); all share the same loan limit. Owners pay a median $544 a year in property tax, an effective rate of about 0.36% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Talbot County, GA
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- 2026 conforming loan limit: Tallahatchie County, MS
- 2026 conforming loan limit: Tallapoosa County, AL
- 2026 conforming loan limit: Tama County, IA
- 2026 conforming loan limit: Taney County, MO
- 2026 conforming loan limit: Tangipahoa Parish, LA
Last updated 2026-10-16. Data only, not financial or tax advice.