Talbot County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $41,597 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $117,100 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 7.11× |
| Median household income | $41,597 |
| Median home value ÷ income | 2.8× |
| Population | 5,742 |
| Median property tax paid (owners) | $1,356 |
| Effective property tax rate (approx.) | 1.16% |
| Owner-occupied homes | 79.6% |
| Home value rank in Georgia | 122 of 159 counties |
| Neighbor: Chattahoochee County, GA | limit $832,750; median home $102,700 |
| Neighbor: Harris County, GA | limit $832,750; median home $302,800 |
| Neighbor: Marion County, GA | limit $832,750; median home $154,100 |
| Neighbor: Meriwether County, GA | limit $832,750; median home $168,800 |
| Neighbor: Muscogee County, GA | limit $832,750; median home $193,900 |
| Neighbor: Taylor County, GA | limit $832,750; median home $87,700 |
| Neighbor: Upson County, GA | limit $832,750; median home $168,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Talbot County's median home value is 61% below the state median of $303,300 (rank 122 of 159). Among its 7 neighboring counties, Harris County has the highest median home value ($302,800) and Taylor County the lowest ($87,700); all share the same loan limit. Owners pay a median $1,356 a year in property tax, an effective rate of about 1.16% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.