Tallapoosa County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $158,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,356 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $158,500 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.25× |
| Median household income | $59,356 |
| Median home value ÷ income | 2.7× |
| Population | 40,938 |
| Median property tax paid (owners) | $481 |
| Effective property tax rate (approx.) | 0.30% |
| Owner-occupied homes | 76.1% |
| Home value rank in Alabama | 31 of 67 counties |
| Neighbor: Chambers County, AL | limit $832,750; median home $135,800 |
| Neighbor: Clay County, AL | limit $832,750; median home $156,700 |
| Neighbor: Coosa County, AL | limit $832,750; median home $115,500 |
| Neighbor: Elmore County, AL | limit $832,750; median home $223,900 |
| Neighbor: Lee County, AL | limit $832,750; median home $262,200 |
| Neighbor: Macon County, AL | limit $832,750; median home $102,000 |
| Neighbor: Randolph County, AL | limit $832,750; median home $181,600 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tallapoosa County's median home value is 24% below the state median of $209,900 (rank 31 of 67). Among its 7 neighboring counties, Lee County has the highest median home value ($262,200) and Macon County the lowest ($102,000); all share the same loan limit. Owners pay a median $481 a year in property tax, an effective rate of about 0.30% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Taliaferro County, GA
- 2026 conforming loan limit: Talladega County, AL
- 2026 conforming loan limit: Tallahatchie County, MS
- 2026 conforming loan limit: Tama County, IA
- 2026 conforming loan limit: Taney County, MO
- 2026 conforming loan limit: Tangipahoa Parish, LA
- 2026 conforming loan limit: Taos County, NM
- 2026 conforming loan limit: Tarrant County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.