Scotland County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $158,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,913 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $158,800 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.24× |
| Median household income | $68,913 |
| Median home value ÷ income | 2.3× |
| Population | 4,686 |
| Median property tax paid (owners) | $1,248 |
| Effective property tax rate (approx.) | 0.79% |
| Owner-occupied homes | 82.4% |
| Home value rank in Missouri | 74 of 115 counties |
| Neighbor: Davis County, IA | limit $832,750; median home $161,900 |
| Neighbor: Van Buren County, IA | limit $832,750; median home $114,600 |
| Neighbor: Adair County, MO | limit $832,750; median home $165,700 |
| Neighbor: Clark County, MO | limit $832,750; median home $130,700 |
| Neighbor: Knox County, MO | limit $832,750; median home $101,400 |
| Neighbor: Schuyler County, MO | limit $832,750; median home $137,500 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Scotland County's median home value is 31% below the state median of $230,300 (rank 74 of 115). Among its 6 neighboring counties, Adair County has the highest median home value ($165,700) and Knox County the lowest ($101,400); all share the same loan limit. Owners pay a median $1,248 a year in property tax, an effective rate of about 0.79% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Schuyler County, NY
- 2026 conforming loan limit: Schuylkill County, PA
- 2026 conforming loan limit: Scioto County, OH
- 2026 conforming loan limit: Scotland County, NC
- 2026 conforming loan limit: Scott County, AR
- 2026 conforming loan limit: Scott County, IA
- 2026 conforming loan limit: Scott County, IL
- 2026 conforming loan limit: Scott County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.