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2026 conforming loan limit: Santa Isabel Municipio, PR

Quick answer

Santa Isabel Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 7.7 times the county's median home value of $108,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $25,795 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$108,200
Puerto Rico median home value$131,500
Limit ÷ median home value7.70×
Median household income$25,795
Median home value ÷ income4.2×
Population19,903
Median property tax paid (owners)$1,052
Effective property tax rate (approx.)0.97%
Owner-occupied homes77.9%
Home value rank in Puerto Rico54 of 78 counties
Neighbor: Coamo Municipio, PRlimit $832,750; median home $99,900
Neighbor: Juana Diaz Municipio, PRlimit $832,750; median home $105,500
Neighbor: Salinas Municipio, PRlimit $832,750; median home $88,700

Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Santa Isabel Municipio's median home value is 18% below the state median of $131,500 (rank 54 of 78). Among its 3 neighboring counties, Juana Diaz Municipio has the highest median home value ($105,500) and Salinas Municipio the lowest ($88,700); all share the same loan limit. Owners pay a median $1,052 a year in property tax, an effective rate of about 0.97% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.