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2026 conforming loan limit: Reynolds County, MO

Quick answer

Reynolds County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,028 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$151,700
Missouri median home value$230,300
Limit ÷ median home value5.49×
Median household income$45,028
Median home value ÷ income3.4×
Population6,010
Median property tax paid (owners)$560
Effective property tax rate (approx.)0.37%
Owner-occupied homes79.8%
Home value rank in Missouri80 of 115 counties
Neighbor: Carter County, MOlimit $832,750; median home $159,400
Neighbor: Dent County, MOlimit $832,750; median home $167,500
Neighbor: Iron County, MOlimit $832,750; median home $119,300
Neighbor: Shannon County, MOlimit $832,750; median home $157,500
Neighbor: Wayne County, MOlimit $832,750; median home $107,400

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Reynolds County's median home value is 34% below the state median of $230,300 (rank 80 of 115). Among its 5 neighboring counties, Dent County has the highest median home value ($167,500) and Wayne County the lowest ($107,400); all share the same loan limit. Owners pay a median $560 a year in property tax, an effective rate of about 0.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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