Putnam County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $201,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,928 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $201,100 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 4.14× |
| Median household income | $84,928 |
| Median home value ÷ income | 2.4× |
| Population | 34,314 |
| Median property tax paid (owners) | $1,943 |
| Effective property tax rate (approx.) | 0.97% |
| Owner-occupied homes | 87.1% |
| Home value rank in Ohio | 32 of 88 counties |
| Neighbor: Allen County, OH | limit $832,750; median home $165,300 |
| Neighbor: Defiance County, OH | limit $832,750; median home $163,200 |
| Neighbor: Hancock County, OH | limit $832,750; median home $204,700 |
| Neighbor: Henry County, OH | limit $832,750; median home $168,600 |
| Neighbor: Paulding County, OH | limit $832,750; median home $140,800 |
| Neighbor: Van Wert County, OH | limit $832,750; median home $152,000 |
| Neighbor: Wood County, OH | limit $832,750; median home $227,600 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Putnam County's median home value is 6% below the state median of $214,800 (rank 32 of 88). Among its 7 neighboring counties, Wood County has the highest median home value ($227,600) and Paulding County the lowest ($140,800); all share the same loan limit. Owners pay a median $1,943 a year in property tax, an effective rate of about 0.97% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Putnam County, IN
- 2026 conforming loan limit: Putnam County, MO
- 2026 conforming loan limit: Putnam County, NY
- 2026 conforming loan limit: Putnam County, TN
- 2026 conforming loan limit: Putnam County, WV
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- 2026 conforming loan limit: Quebradillas Municipio, PR
- 2026 conforming loan limit: Queen Anne'S County, MD
Last updated 2026-10-16. Data only, not financial or tax advice.