Putnam County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $218,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,378 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $218,900 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 3.80× |
| Median household income | $78,378 |
| Median home value ÷ income | 2.8× |
| Population | 37,280 |
| Median property tax paid (owners) | $1,042 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 75.4% |
| Home value rank in Indiana | 26 of 92 counties |
| Neighbor: Clay County, IN | limit $832,750; median home $153,000 |
| Neighbor: Hendricks County, IN | limit $832,750; median home $307,600 |
| Neighbor: Montgomery County, IN | limit $832,750; median home $171,800 |
| Neighbor: Morgan County, IN | limit $832,750; median home $237,600 |
| Neighbor: Owen County, IN | limit $832,750; median home $172,400 |
| Neighbor: Parke County, IN | limit $832,750; median home $151,200 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Putnam County's median home value is 0% above the state median of $218,200 (rank 26 of 92). Among its 6 neighboring counties, Hendricks County has the highest median home value ($307,600) and Parke County the lowest ($151,200); all share the same loan limit. Owners pay a median $1,042 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Putnam County, FL
- 2026 conforming loan limit: Putnam County, GA
- 2026 conforming loan limit: Putnam County, IL
- 2026 conforming loan limit: Putnam County, MO
- 2026 conforming loan limit: Putnam County, NY
- 2026 conforming loan limit: Putnam County, OH
- 2026 conforming loan limit: Putnam County, TN
- 2026 conforming loan limit: Putnam County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.