Putnam County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $119,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,510 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $119,500 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 6.97× |
| Median household income | $63,510 |
| Median home value ÷ income | 1.9× |
| Population | 4,642 |
| Median property tax paid (owners) | $1,211 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 83.0% |
| Home value rank in Missouri | 99 of 115 counties |
| Neighbor: Appanoose County, IA | limit $832,750; median home $124,200 |
| Neighbor: Wayne County, IA | limit $832,750; median home $111,300 |
| Neighbor: Adair County, MO | limit $832,750; median home $165,700 |
| Neighbor: Mercer County, MO | limit $832,750; median home $104,900 |
| Neighbor: Schuyler County, MO | limit $832,750; median home $137,500 |
| Neighbor: Sullivan County, MO | limit $832,750; median home $115,600 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Putnam County's median home value is 48% below the state median of $230,300 (rank 99 of 115). Among its 6 neighboring counties, Adair County has the highest median home value ($165,700) and Mercer County the lowest ($104,900); all share the same loan limit. Owners pay a median $1,211 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Putnam County, GA
- 2026 conforming loan limit: Putnam County, IL
- 2026 conforming loan limit: Putnam County, IN
- 2026 conforming loan limit: Putnam County, NY
- 2026 conforming loan limit: Putnam County, OH
- 2026 conforming loan limit: Putnam County, TN
- 2026 conforming loan limit: Putnam County, WV
- 2026 conforming loan limit: Quay County, NM
Last updated 2026-10-16. Data only, not financial or tax advice.