🇺🇸 US

2026 conforming loan limit: Pierce County, ND

Quick answer

Pierce County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $147,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,365 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$147,300
North Dakota median home value$249,900
Limit ÷ median home value5.65×
Median household income$59,365
Median home value ÷ income2.5×
Population3,928
Median property tax paid (owners)$1,604
Effective property tax rate (approx.)1.09%
Owner-occupied homes81.6%
Home value rank in North Dakota32 of 53 counties
Neighbor: Benson County, NDlimit $832,750; median home $90,000
Neighbor: Bottineau County, NDlimit $832,750; median home $193,200
Neighbor: Mchenry County, NDlimit $832,750; median home $151,000
Neighbor: Rolette County, NDlimit $832,750; median home $103,800
Neighbor: Sheridan County, NDlimit $832,750; median home $110,300
Neighbor: Towner County, NDlimit $832,750; median home $134,800
Neighbor: Wells County, NDlimit $832,750; median home $114,500

Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pierce County's median home value is 41% below the state median of $249,900 (rank 32 of 53). Among its 7 neighboring counties, Bottineau County has the highest median home value ($193,200) and Benson County the lowest ($90,000); all share the same loan limit. Owners pay a median $1,604 a year in property tax, an effective rate of about 1.09% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this