🇺🇸 US

2026 conforming loan limit: Pickens County, SC

Quick answer

Pickens County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $231,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,064 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$231,900
South Carolina median home value$259,000
Limit ÷ median home value3.59×
Median household income$61,064
Median home value ÷ income3.8×
Population134,629
Median property tax paid (owners)$866
Effective property tax rate (approx.)0.37%
Owner-occupied homes70.9%
Home value rank in South Carolina16 of 46 counties
Neighbor: Transylvania County, NClimit $832,750; median home $373,600
Neighbor: Anderson County, SClimit $832,750; median home $231,900
Neighbor: Greenville County, SClimit $832,750; median home $299,000
Neighbor: Oconee County, SClimit $832,750; median home $237,100

Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pickens County's median home value is 10% below the state median of $259,000 (rank 16 of 46). Among its 4 neighboring counties, Transylvania County has the highest median home value ($373,600) and Anderson County the lowest ($231,900); all share the same loan limit. Owners pay a median $866 a year in property tax, an effective rate of about 0.37% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this