Paulding County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $326,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $98,031 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $326,300 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 2.55× |
| Median household income | $98,031 |
| Median home value ÷ income | 3.3× |
| Population | 178,909 |
| Median property tax paid (owners) | $2,619 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 80.8% |
| Home value rank in Georgia | 18 of 159 counties |
| Neighbor: Bartow County, GA | limit $832,750; median home $289,000 |
| Neighbor: Carroll County, GA | limit $832,750; median home $255,100 |
| Neighbor: Cobb County, GA | limit $832,750; median home $407,200 |
| Neighbor: Douglas County, GA | limit $832,750; median home $296,900 |
| Neighbor: Haralson County, GA | limit $832,750; median home $227,500 |
| Neighbor: Polk County, GA | limit $832,750; median home $187,600 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Paulding County's median home value is 8% above the state median of $303,300 (rank 18 of 159). Among its 6 neighboring counties, Cobb County has the highest median home value ($407,200) and Polk County the lowest ($187,600); all share the same loan limit. Owners pay a median $2,619 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Paulding County, OH
- 2026 conforming loan limit: Pawnee County, KS
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- 2026 conforming loan limit: Pawnee County, OK
- 2026 conforming loan limit: Payette County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.