🇺🇸 US

2026 conforming loan limit: Pawnee County, OK

Quick answer

Pawnee County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $131,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,738 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$131,500
Oklahoma median home value$199,800
Limit ÷ median home value6.33×
Median household income$58,738
Median home value ÷ income2.2×
Population15,795
Median property tax paid (owners)$876
Effective property tax rate (approx.)0.67%
Owner-occupied homes79.5%
Home value rank in Oklahoma51 of 77 counties
Neighbor: Creek County, OKlimit $832,750; median home $182,100
Neighbor: Noble County, OKlimit $832,750; median home $146,400
Neighbor: Osage County, OKlimit $832,750; median home $182,100
Neighbor: Payne County, OKlimit $832,750; median home $223,300
Neighbor: Tulsa County, OKlimit $832,750; median home $230,400

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pawnee County's median home value is 34% below the state median of $199,800 (rank 51 of 77). Among its 5 neighboring counties, Tulsa County has the highest median home value ($230,400) and Noble County the lowest ($146,400); all share the same loan limit. Owners pay a median $876 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this