Pearl River County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $182,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,135 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $182,300 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 4.57× |
| Median household income | $58,135 |
| Median home value ÷ income | 3.1× |
| Population | 57,458 |
| Median property tax paid (owners) | $1,189 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 80.4% |
| Home value rank in Mississippi | 12 of 82 counties |
| Neighbor: St. Tammany Parish, LA | limit $832,750; median home $284,000 |
| Neighbor: Washington Parish, LA | limit $832,750; median home $155,700 |
| Neighbor: Forrest County, MS | limit $832,750; median home $168,000 |
| Neighbor: Hancock County, MS | limit $832,750; median home $224,200 |
| Neighbor: Harrison County, MS | limit $832,750; median home $212,200 |
| Neighbor: Lamar County, MS | limit $832,750; median home $224,700 |
| Neighbor: Marion County, MS | limit $832,750; median home $122,800 |
| Neighbor: Stone County, MS | limit $832,750; median home $161,100 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pearl River County's median home value is 7% above the state median of $169,800 (rank 12 of 82). Among its 8 neighboring counties, St. Tammany Parish has the highest median home value ($284,000) and Marion County the lowest ($122,800); all share the same loan limit. Owners pay a median $1,189 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Payette County, ID
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- 2026 conforming loan limit: Pecos County, TX
- 2026 conforming loan limit: Pembina County, ND
- 2026 conforming loan limit: Pemiscot County, MO
- 2026 conforming loan limit: Pend Oreille County, WA
- 2026 conforming loan limit: Pender County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.