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2026 conforming loan limit: Patillas Municipio, PR

Quick answer

Patillas Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 9.2 times the county's median home value of $90,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $24,396 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$90,300
Puerto Rico median home value$131,500
Limit ÷ median home value9.22×
Median household income$24,396
Median home value ÷ income3.7×
Population15,563
Median property tax paid (owners)$199
Effective property tax rate (approx.)0.22%
Owner-occupied homes69.3%
Home value rank in Puerto Rico72 of 78 counties
Neighbor: Arroyo Municipio, PRlimit $832,750; median home $89,900
Neighbor: Cayey Municipio, PRlimit $832,750; median home $148,300
Neighbor: Guayama Municipio, PRlimit $832,750; median home $108,200
Neighbor: Maunabo Municipio, PRlimit $832,750; median home $99,900
Neighbor: San Lorenzo Municipio, PRlimit $832,750; median home $113,900
Neighbor: Yabucoa Municipio, PRlimit $832,750; median home $97,800

Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Patillas Municipio's median home value is 31% below the state median of $131,500 (rank 72 of 78). Among its 6 neighboring counties, Cayey Municipio has the highest median home value ($148,300) and Arroyo Municipio the lowest ($89,900); all share the same loan limit. Owners pay a median $199 a year in property tax, an effective rate of about 0.22% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.