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2026 conforming loan limit: Norman County, MN

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Norman County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $147,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,260 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$147,100
Minnesota median home value$329,300
Limit ÷ median home value5.66×
Median household income$72,260
Median home value ÷ income2.0×
Population6,367
Median property tax paid (owners)$1,378
Effective property tax rate (approx.)0.94%
Owner-occupied homes79.4%
Home value rank in Minnesota83 of 87 counties
Neighbor: Becker County, MNlimit $832,750; median home $291,000
Neighbor: Clay County, MNlimit $832,750; median home $265,500
Neighbor: Mahnomen County, MNlimit $832,750; median home $161,900
Neighbor: Polk County, MNlimit $832,750; median home $222,800
Neighbor: Cass County, NDlimit $832,750; median home $298,000
Neighbor: Traill County, NDlimit $832,750; median home $200,700

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Norman County's median home value is 55% below the state median of $329,300 (rank 83 of 87). Among its 6 neighboring counties, Cass County has the highest median home value ($298,000) and Mahnomen County the lowest ($161,900); all share the same loan limit. Owners pay a median $1,378 a year in property tax, an effective rate of about 0.94% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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