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2026 conforming loan limit: Nome Census Area, AK

Quick answer

Nome Census Area, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 5.9 times the county's median home value of $211,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,681 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$211,200
Alaska median home value$352,900
Limit ÷ median home value5.91×
Median household income$78,681
Median home value ÷ income2.7×
Population9,866
Median property tax paid (owners)$3,264
Effective property tax rate (approx.)1.55%
Owner-occupied homes66.8%
Home value rank in Alaska24 of 30 counties
Neighbor: Kusilvak Census Area, AKlimit $1,249,125; median home $84,300
Neighbor: Northwest Arctic Borough, AKlimit $1,249,125; median home $199,100
Neighbor: Yukon-Koyukuk Census Area, AKlimit $1,249,125; median home $98,500

Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Nome Census Area's median home value is 40% below the state median of $352,900 (rank 24 of 30). Among its 3 neighboring counties, Northwest Arctic Borough has the highest median home value ($199,100) and Kusilvak Census Area the lowest ($84,300); all share the same loan limit. Owners pay a median $3,264 a year in property tax, an effective rate of about 1.55% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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