Northampton County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 7.3 times the county's median home value of $114,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,086 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $114,500 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 7.27× |
| Median household income | $50,086 |
| Median home value ÷ income | 2.3× |
| Population | 16,931 |
| Median property tax paid (owners) | $1,239 |
| Effective property tax rate (approx.) | 1.08% |
| Owner-occupied homes | 74.6% |
| Home value rank in North Carolina | 96 of 100 counties |
| Neighbor: Bertie County, NC | limit $832,750; median home $98,500 |
| Neighbor: Halifax County, NC | limit $832,750; median home $106,200 |
| Neighbor: Hertford County, NC | limit $832,750; median home $119,200 |
| Neighbor: Warren County, NC | limit $832,750; median home $154,200 |
| Neighbor: Brunswick County, VA | limit $832,750; median home $142,700 |
| Neighbor: Greensville County, VA | limit $832,750; median home $159,400 |
| Neighbor: Southampton County, VA | limit $832,750; median home $216,200 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Northampton County's median home value is 60% below the state median of $288,900 (rank 96 of 100). Among its 7 neighboring counties, Southampton County has the highest median home value ($216,200) and Bertie County the lowest ($98,500); all share the same loan limit. Owners pay a median $1,239 a year in property tax, an effective rate of about 1.08% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limits in North Carolina by county
- 2026 conforming loan limits in North Dakota by county
- 2026 conforming loan limit: North Slope Borough, AK
- 2026 conforming loan limit: Northampton County, PA
- 2026 conforming loan limit: Northampton County, VA
- 2026 conforming loan limit: Northeastern Connecticut Planning Region, CT
- 2026 conforming loan limit: Northern Islands Municipality, MP
- 2026 conforming loan limits in Northern Mariana Islands by county
Last updated 2026-10-16. Data only, not financial or tax advice.