Montour County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $248,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,976 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $248,100 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 3.36× |
| Median household income | $76,976 |
| Median home value ÷ income | 3.2× |
| Population | 18,103 |
| Median property tax paid (owners) | $2,507 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 68.5% |
| Home value rank in Pennsylvania | 17 of 67 counties |
| Neighbor: Columbia County, PA | limit $832,750; median home $206,200 |
| Neighbor: Lycoming County, PA | limit $832,750; median home $202,200 |
| Neighbor: Northumberland County, PA | limit $832,750; median home $162,400 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Montour County's median home value is 3% below the state median of $254,500 (rank 17 of 67). Among its 3 neighboring counties, Columbia County has the highest median home value ($206,200) and Northumberland County the lowest ($162,400); all share the same loan limit. Owners pay a median $2,507 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Montgomery County, TX
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- 2026 conforming loan limit: Moody County, SD
- 2026 conforming loan limit: Moore County, NC
- 2026 conforming loan limit: Moore County, TN
- 2026 conforming loan limit: Moore County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.