Mohave County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $281,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,684 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $281,000 |
| Arizona median home value | $394,500 |
| Limit ÷ median home value | 2.96× |
| Median household income | $57,684 |
| Median home value ÷ income | 4.9× |
| Population | 220,517 |
| Median property tax paid (owners) | $1,238 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 74.1% |
| Home value rank in Arizona | 6 of 15 counties |
| Neighbor: Coconino County, AZ | limit $832,750; median home $448,000 |
| Neighbor: La Paz County, AZ | limit $832,750; median home $135,800 |
| Neighbor: Yavapai County, AZ | limit $832,750; median home $425,200 |
| Neighbor: San Bernardino County, CA | limit $832,750; median home $505,000 |
| Neighbor: Clark County, NV | limit $832,750; median home $431,000 |
| Neighbor: Lincoln County, NV | limit $832,750; median home $219,500 |
| Neighbor: Kane County, UT | limit $832,750; median home $410,900 |
| Neighbor: Washington County, UT | limit $832,750; median home $510,700 |
Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mohave County's median home value is 29% below the state median of $394,500 (rank 6 of 15). Among its 8 neighboring counties, Washington County has the highest median home value ($510,700) and La Paz County the lowest ($135,800); all share the same loan limit. Owners pay a median $1,238 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Monmouth County, NJ
- 2026 conforming loan limit: Mono County, CA
- 2026 conforming loan limit: Monona County, IA
- 2026 conforming loan limit: Monongalia County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.